Coast Cities Financial, Inc. was one of the first Mortgage lenders in California's High Desert. Our principals have over 38 years experience in residential mortgage lending, providing loans to over 49,000 families - just like yours - whether buying their first home, refinancing for lower payments, home improvements, debt consolidation, or just cashing out equity for life's milestones, college tuition, retirement, vacations, or any other purpose.
Mission Statement:
Our goal is to treat each customer with courtesy and respect, and to assist every American family achieve their dream of financial security through responsible home ownership.
Once you select Coast Cities Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.  
Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. Here's an overview of the loan-application process.
You can find out how much home you can buy, even before you begin looking. Once you've answered a few simple questions, we'll calculate your buying power, based on standard lender guidelines.
You'll need to supply some brief information about employment, assets, etc. We'll contact you for authorization to obtain your credit report. Once we've reviewed this information, we'll issue your Pre-Qualification Letter, which gives you the clout of an "all-cash" buyer. As you begin looking for a home, we'll begin looking for the best loan to meet your specific needs. Your Real Estate Agent will use your Pre-Qualification Letter to negotiate the best deal for you.
When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through Coast Cities Financial.

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