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- Kings Mortgage Services, Inc.
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Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for "The Big Guys", we opened our doors with the concept of providing our customers with local decisions and exceptional service. |
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Kings Mortgage Services, Inc.
We are unique to most other lenders in the area in that we are a full-service mortgage banker providing local underwriting and funding right here in our branch offices. This ability provides you with unmatched speed and customer service, while maintaining the flexibility of a broker and the ability to shop for those hard-to-place loans. In addition, we have created a private placement construction loan program for all of your construction needs.
Our combined years of experience in the mortgage industry have allowed us to grow within the Central Valley . We currently operate two retail offices located in Hanford and Visalia and have the ability to service the entire State of California via the Internet without compromising service to our clients. Our experienced loan officers and processing staff are the best of the best and will guide you through the process every step of the way. We seek to establish customers for life and depend on referrals from previous customers and our local real estate professionals for future success.
With the variety of loan programs we have available, buying a home has never been easier!
Partial list of programs offered by Kings Mortgage Services, Inc.:
Conventional - Traditional programs that usually require 5% down and offer competitive interest rates.
Jumbo - For loan amounts over the Conventional loan limits of $417,000.
Expanded - These take Conventional rules and throw them out the window! Higher Loan-to-Value ratios, reduced documentation requirements, etc. Generally offered at a higher interest rate and a good credit rating is required.
FHA - Backed by the U.S. Dept. of Housing & Urban Development, this mortgage offers the borrower the ability to put as little as 3% down along with more flexible credit, income and asset requirements.
Subprime - Credit problems? Bankruptcy? Been turned down somewhere else? These programs are offered for customers who may have had credit problems and are looking to get back on the right track.
Construction - With this loan we will set up your construction loan and guarantee the final permanent financing. Call us at
559-585-7400
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Mortgage Loans |
Our Mortgage Loans category of the Real Estate and Mortgage catalog is your best source of information for home buyers and people seeking to money lending. Buying a home is a very exciting time. Things can be overwelming when financing or refinancing process starts and it is very important to find a right mortgage broker and lowest rates possible. What term of financing to do with?Fixed rate or ARM? 15- or 30-year? Browse our Mortgage Loans category and find decent mortgage company, professional mortgage broker in the state of California who would help you to ease the process of prequalification, lending money for your house, apartment or land, help you with financing for a new property or refinancing of existing mortgage or loans. Which types of Mortgages are best for me and my family? What Mortgage payment contains? What is Prequalification for a Mortgage or a Loan? In this well completed directory you would be able to find answers to all of your questions, find a contacts to the best mortgage companies and financing services, best rates and programs available ready to help you in your american dream realization. |
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